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Company Real Estates Plus works with authorized representatives of DZI - the most authoritative insurance company on the territory of Bulgaria.

All our clients get 15% special discount of  the property insurance!

We can offer you any kind of personal insurance, real estate insurance, life insurance. For this purpose, you do not even have to visit our office. You only provide us with the necessary information, and we take care of everything. Payments can be made by bank, and you will receive the insurance policy at your address in Bulgaria or abroad. If you are already in Bulgaria, just need to call us and we will arrange a meeting with the authorized representatives of the DZI, who will come and meet you at suitable day, time and place for you.

INSURANCE AND REINSURANCE COMPANY “DZI - GENERAL INSURANCE” PLC

We are pleased to be able to offer you the following conditions for “FIRE AND OTHER PERILS” property insurance; “BURGLARY AND ARMED ROBBERY” property insurance and LESSOR`S LIABILITY INSURANCE.
I. “FIRE AND OTHER PERILS” property insurance, “BURGLARY AND ARMED ROBBERY” property insurance
1. INSURANCE COVER
CLAUSE “A” FIRE - BASIC COVER
Under this clause, the Insurer indemnifies the Insured against loss, destruction, or damage on property insured resulting from fire, thunderbolt, explosion, collision or falling of manned aircraft, its parts or cargo.
CLAUSE “A1” - MALICIOUS ACTS OF THIRD PARTIES, VANDALISM
CLAUSE “B” CALAMITIES
Under this clause, the Insurer shall indemnify the Insured against loss or destruction of or damage to the property insured as a result of: storm, hail, torrential rain, flood, damage by the weight of the natural accumulation of snow and/or ice, freezing.
CLAUSE “D1” EARTHQUAKE
Under this clause, the Insurer shall indemnify the Insured against total or partial loss of insured property caused by earthquake.
CLAUSE “D2” LEAKAGE OF WATER AND STEAM
Under this clause, the Insurer shall indemnify the Insured against total or partial loss of insured property caused by leakage of water and steam from pipelines of buildings and the devices connected thereto.
For natural persons the cover shall be expanded with the peril of damage due to soaking with water, leaked from the plumbing, as a result of taps, which have been forgotten open.
CLAUSE “D9” BREAKAGE OF GLASS
Under this clause, the Insurer shall indemnify the Insured against total or partial damages to insured property caused by breakage of the glass of windows, doors, shop windows, stands, advertising signs and plates and other fixed glass.
BURGLARY AND ARMED ROBBERY
Necessary costs.

 

Property insured

Insurance cover

Sum insured

Insurance rate

Insurance premium /1 year/

Immovable property

А, A1, B, D1, D2

80 000 EUR

0.15%

120.00 EUR

Movable  property

А, A1, B, D1, D2

8 000 EUR

0.18%

14.40 EUR

Clause D9

 

500 EUR

0.16%

0.80 EUR

Burglary and armed robbery

 

1 000 EUR

1.50 %

15.00 EUR

Necessary costs

 

500 EUR

1.00 %

5.00 EUR

 


2. SUM INSURED AND INSURANCE PREMIUM
The insurance premium is based on insurance rate in % out of the sum insured/ limits of liability and depends on the risk circumstances, type of the property insured, covered perils and the insurance period.


3. PERIOD OF INSURANCE
One year.

II LESSOR`S LIABILITY INSURANCE.
1. INSURANCE COVER
The public liability of the Insured, being the owner of the insured home, for directly caused personal damages and damages to property, arising out of death or bodily injury of his lessee on condition that the claim for damages has been raised during the insurance period.
2. INSURER`S LIABILITY AND INSURANCE PREMIUM
The liability limits and iinsurance premium shall be agreed between the parties according to the next scale.

 

 

 

 

Limits of liability

Insurance premium

 /1 year/

10 000 EUR

25.00 EUR

20 000 EUR

50.00 EUR

30 000 EUR

75.00 EUR

40 000 EUR

100.00 EUR

50 000 EUR

125.00 EUR

 


3. PERIOD OF INSURANCE
One year.

 

 

 

Болгария
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